As part of our commitment to provide the very best checking products and services, we've upgraded our offerings to include benefits that provide our customers with better value and more convenience. We're confident you'll find a checking account that will not just meet your expectations, but exceed them.
Compare our Checking Accounts
|Features/Benefits||AdvantEdge CheckingTM Plus Interest||AdvantEdge CheckingTM||Essential Checking|
|BaZing Money-Saving and Personal Protection benefits:
- 360,000 discounts on dining, shopping and entertainment
- Cell Phone Protection
- ID Theft Aid
- Roadside Assistance
Click here for details on these great benefits.
|Interest on checking balance||X|
Mobile Banking including remote check deposits and alerts
Internet Banking including bill pay, e-statements and account alerts
UChoose Rewards Points for Debit card purchases*
Minimum Balance to open
Fee applied if account is inactive for more than 180 days
$1,500 daily minimum balance to avoid a $10 monthly service charge
$6 monthly service charge
Direct deposit or $100 minimum balance to avoid $8 monthly service charge
If account holder is age 25 or younger, service charge is waived
*Separate enrollment required.
Essential Checking | Apply Now
Looking for just the essentials? Our Essential Checking includes:
- Internet Banking
- Mobile Banking
- Online Bill Pay
- Debit Card
- 24-hour Telephone Banking
AdvantEdge CheckingTM | Apply Now
Get benefits that you're sure to use...and love! AdvantEdge Checking includes everything that comes with Essentials Checking, plus:
- Shopping and dining discounts from thousands of local and national retailers
- Nationwide travel, hotel, recreation and entertainment discounts
- Savings on prescriptions, vision and hearing aids
- Cell phone protection**
- Roadside assistance
- $2,500 personal identity theft benefit**
- Identity restoration
- Payment card fraud resolution
- $10,000 travel accidental death insurance**
- This account is a great value for a service charge of just $6 per month.
**Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
AdvantEdge CheckingTM Plus Interest | Apply Now
This account includes all of our great money-saving and personal protection benefits in AdvantEdge Checking, plus interest bearing features. Interest is earned and added to your account each month (interest rates subject to change weekly).
If you maintain a $1,500 minimum daily balance, we’ll waive the $10 monthly service charge.
Avoid overdrafts with these convenient services:
- Personal Reserve Account (PRA): A line of credit that is automatically accessed if your checking account has a negative balance. There is a $25 annual fee for this service and interest is charged on the outstanding balance of the line of credit. This line of credit is subject to approval. The rate is 17% APR and is subject to change.
- Savings Overdraft Protection: Transfer funds automatically from your Regular Savings or Money Market Account if your checking account has a negative balance. There is a $10 fee each time this service is used.
- There's thousands of ways to spend your points!
- Earn one point for every $4.00 spent using your debit card
- At least 1,500 points must be earned to redeem rewards
- Points are valid for 3 Years
- Enrolling is simple. Click here to get started!
Personal Reserve Account Overdraft Protection*
- Savings Overdraft Protection
*Talk to your Personal Banker about our Personal Reserve Account (PRA) or you may consider our Savings Overdraft Protection. PRA Accounts are subject to credit approval and subject to rate change.
Switching Banks is Easy
Transferring your accounts to Port Washington State Bank is easy with ClickSWITCH.
For more details, contact us at 262-284-4416.