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Your Commercial Lending Team



STEVEN R. SCHOWALTER - President/CEO, Chairman

Steve joined Port Washington State Bank in 1967 becoming the 4th generation of the Schowalter family to work for the firm.  After graduation from Marquette University in 1972 with a degree in Business Administration, he joined PWSB full time.  During his tenure, Steve has held nearly every position within the bank, and his 51 years in community banking make him one of the longest serving community bankers in the state of Wisconsin.  Steve is celebrating his 28th year at the helm of Port Washington State Bank, continuing the strong leadership that has helped propel PWSB to being one of the state's larger financial institutions and Ozaukee County's leading community bank.  Steve remains very involved with the community, having served as a director with over 15 local non profits and currently is a director of the Greater Cedarburg Foundation, a member of the Port Washington Economic Development Committee, and a member of the Port Washington Rotary Club.  He calls Port Washington his home with his wife Wendy.  He has two adult children, Tracy and James, and five grandchildren.  (Front row, lower right.)

Phone: 262.268.7906
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NMLS ID: 759018

JAMES S. SCHOWALTER - Senior Vice President/Chief Credit Officer

As a 2003 graduate of Marquette University, James earned his degree in Mass Communications and Marketing.  He joined Port Washington State Bank in 2007 after a successful 5 year early career at Wells Fargo and Company.  During his tenure, he has held many responsibilities including branch market head, mortgage lender, retail banking head, and for the past 5 years, Chief Credit Officer, responsible for the bank's entire lending operations, including oversight of retail banking, commercial banking, and loan operations.  In 2016, he joined the board of directors of Port Washington State Bank and is the 5th generation member of the Schowalter family involved with the bank.  He is an active member of the community, having served as director of the Greater Cedarburg Foundation, Cedarburg Chamber of Commerce, Cedarburg Cultural Center, and is currently President-Elect of the Cedarburg/Grafton Rotary Club.  He and his wife Jennifer call Port Washington home with their two boys, Jack and Steven.  (Front row, lower left.)

Phone: 262.268.7904
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NMLS ID: 759019

JOEL DYKSTRA - Vice President/Senior Business Loan Officer

Joel has been with Port Washington State Bank for 10 years and has been a community banker in Ozaukee County for 16 years.  As the bank's Senior Business Lender, Joel is responsible for the management of the commercial lending team.  Joel is proud to be part of the Port Washington State Bank family and committed to ensuring the bank continues to provide the high level of service that it is known for.  Joel is a graduate of Concordia University and resides in Grafton with is wife Beth and their 4 children.  (Back row, second from right.)

Phone: 262.268.7908
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NMLS ID: 759006


JOHN SCHUMACHER- Vice President/ Business Banker Loan Officer

John joined PWSB in April of 2017 after previously spending 10 years in another community bank.  As a Business Banker, John is responsible for working with businesses to acquire financing for their needs.  John has an undergraduate degree from UW-Milwaukee, a masters degree from Concordia-Mequon, and is a graduate from the Graduate School of Banking-Madison.  John lives in Grafton with his wife Amy and their two children.  (Middle row, left side.)

Phone: 262.268.7959
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NMLS ID: 1625578

BRIAN C. GOLD - Vice President/ Business Banker Loan Officer

Brian joined the bank in April 2017 with 19 years of business banking experience, having worked both for large national banks as well as community banks.  Brian's background includes working with small to medium-sized business owners and real estate investors of all types.  What he enjoys most about working with business owners is taking the time to learn about the uniqueness of each business and what sets them apart from the competition.  Brian holds a Bachelors of Business Administration from the University of WI-Green Bay and lives with his wife and their two children in Germantown.  (Back row, third from left.)

Phone: 262.235.9067
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NMLS ID: 1626915


CHAD J. PIWONI - Vice President/ Business Banker Loan Officer

Chad joined the bank in September of 2017 with 6 years of banking experience, previously working at Westbury Bank.  Chad has a great passion and commitment to community banking and helping out businesses both large and small with a relationship building approach to banking.  Piwoni holds a bachelors degree from UW-Oshkosh and an MBA from the Keller Graduate School of Management of DeVry University.  (Back row, second from left.)

Phone: 262.268.7918
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NMLS ID: 1118115


TRENT ROGAHN - Vice President/Business Banker Loan Officer

Trent joins the bank with over 15 years of banking and financial services experience, having worked both for large national banks as well as most recently, a local community bank.  Trent's background includes working with commercial real estate investors, as well as working with small business owners.  He holds a Bachelors of Business Administration from the University of WI-Milwaukee and lives with his family in Ozaukee County.  (Back row, far right.)

Phone: 262.268.7914
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NMLS ID: 1691508


MICHAEL OTT - Commercial Credit Analyst

Mike joined Port Washington State Bank in 2009 while attending UW-Milwaukee's Business School.  Upon graduation with a Business Administration Degree, he joined PWSB full time, working in the bank's retail and underwriting departments.  Most recently, he joined the commercial lending department.  Mike is a lifelong resident of Ozaukee County and calls Port Washington home with his family.  (Middle row, right side.)

Phone: 262.268.7933
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NMLS ID: 1019892


JOHN FRANCETIC - Commercial Credit Analyst

John has been with Port Washington State Bank since 2001, joining the organization while in high school through the Youth Apprenticeship Program.  Francetic worked in various departments at the bank through high school and college while earning a BBA in Finance and a minor in Economics at UW-Milwaukee.  Upon graduation from UW-Milwaukee, Francetic was offered the role of Credit Analyst at Port Washington State Bank.  (Back row, third from right.)

Phone: 262.268.7956
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CATHERINE PUJANAUSKI - Commercial Credit Professional

Catherine is a graduate of UW-Milwaukee and has worked in Port Washington State Bank's commercial lending department for 19 years.  She lives in the Town of Port Washington with her husband and two girls, one a student at UW-Madison and the other in 7th grade.  Catherine enjoys being a Girl Scout Leader as well as a Volleyball Coordinator.  She keeps busy with her family, sports, and turkey hunting.  (Back row, far left.)

Phone: 262.268.7958
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