FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Welcome to Home Base
No one knows the Ozaukee County housing market like PWSB. Our team of home loan professionals offers customized mortgage products and can get you pre-approved, ready to close and moved into your dream home — fast.
Visit a branch, apply online or call 262-284-4416 today.
Apply Now
Ready to apply for your mortgage loan?
Get pre-approved
Get a Free, No-obligation Pre-approval
Mortgage Rates
See our current loan rates.
Get quick answers
Use our Mortgage Calculators
Fixed-Rate Mortgage
Featuring stability and security, a fixed-rate mortgage is the most popular of PWSB’s mortgage services.
Adjustable-Rate Mortgage
An Adjustable-Rate Mortgage (ARM) starts out at a fixed rate for a short period of time and then fluctuates for the rest of the term.
Special Loan Programs
We have special options for first-time homebuyers and those with low-to-moderate income and low or no down payment.
Lot Loan
Buy a lot now so you can build later. Interest rates are low, and the equity you earn can be applied to a construction loan.
Construction Loan
Pay interest only on the amount outstanding during the construction period.
Bridge Loan
Turn the equity in your current home into a down payment for your construction project or the purchase of an existing property.
Mortgage Refinance
Changing rates or changing circumstances — whatever your reasons for refinancing your mortgage, PWSB can help!
Affordable Lending & Assistance
Affordable Lending Programs
Homebuyer Education
Down Payment Assistance
- Down Payment and Closing Cost Assistance
-
Home Consortium Down Payment Assistance Grant
- Ozaukee, Washington, Waukesha and Jefferson counties
- Income and purchase price limits apply
- Up to $10,000.00 in grant money, fully forgiven at the end of five (5) years if you stay in your home for the full five years.
-
FHLBC Down Payment Plus Grant
- Income limits apply
- Statewide availability
- Up to $10,000.00 with borrower contribution, fully forgiven at the end of five (5) years if you stay in your home for the full 5 years
- Minimum borrower contribution of $1,000.00