Internet Banking Service Agreement

IMPORTANT INFORMATION TO READ BEFORE YOU BEGIN!
This information explains your obligations under your Internet Banking Service Agreement. You should carefully read the following before accessing your accounts.

Authorization to Access Accounts. Internet Banking is a service provided solely to Port Washington State Bank (PWSB) customers. Internet Banking does not permit you to make electronic transfers to third persons or authorize any other person to make deposits to or withdrawals from your accounts. Access is limited to you as an account holder and you are responsible for the User Code and Password. However, we strongly suggest that you carefully protect your secure access at all times and change your Password on a regular basis to prevent any unauthorized access to your accounts.

Information and Account Disclosures. As a PWSB customer, the account information and disclosure you received when you opened your accounts remains in full force and effect. All of the bank’s regular rules, restrictions, fees and charges will apply to all transactions you initiate while connected to your accounts.

Limitation of Liability. PWSB is not responsible for any mistake or loss resulting from the disclosure of your User Code and Password. Any transaction performed through Internet Banking by any person authorized to have access to your accounts is legally binding upon you to the same extent that such transaction could have been performed by you in person, by mail, telephone, or other communication to the bank. In addition, PWSB is not responsible for transactions which occur between your accounts under the following examples:

• If, through no fault of our own, you do not have sufficient funds to complete the transfer.
• If your funds are subject to legal process or other restriction at any time prior to the transaction.
• If circumstances beyond our control prevent the accurate completion of your transactions.

Incorrect Transaction. TELL US AT ONCE if, for any reason, a banking transaction is not completed as expected. In the event you believe that there has been a mistake or if you have any questions concerning a transaction, contact us immediately at:

Port Washington State Bank, Attn: Internet Banking
P.O. Box 176, Port Washington, WI 53074
Toll Free: (800) 550-9435

We will provide you with complete information concerning your rights and responsibilities for electronic transactions. If you believe there has been an unauthorized transfer from your accounts, you should follow the instruction you received at the time you opened the account.

Authorization and Agreement:
By signing on, entering my User Code and Password, and accessing Internet Banking, I hereby authorize PWSB to perform the transactions I request. I agree that my first use of online services through Internet Banking will acknowledge receipt of the information and instructions for using these services and signify my acceptance of the terms and conditions of this Service Agreement and the Electronic Funds Transfer Disclosure.

I Agree     Cancel