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 Loans
Available to Southeast Wisconsin Residents Only
Most businesses will, at some point in time,
consider some form of outside financing to help them achieve their
goals. PWSB is working hard to provide financing alternatives that
assist businesses to be successful.
| SBA
& WHEDA Guaranteed Loans |
PWSB has become very active in providing SBA and
WHEDA guaranteed loans to small businesses. Guaranteed loans help
the bank to provide longer terms and higher loan to value leaving
more cash in the business for operating purposes. We'll help you
get through the process as quickly and successfully as possible.
SBA and WHEDA loans are available in amounts up
to $2,000,000 under the SBA Express and 7a loans and the WHEDA Linked
Deposit and Guaranteed Loans. You may obtain more details on these
programs at www.sba.gov
and at www.wheda.com.
Equipment Loans
- Up to 100% financed.
- Equipment Purchases, New and/or Used
- Lease Buyouts
- All Types of Equipment
Working Capital and
Other Financing
- Debt Consolidations
- Expansions
- Lines of Credit
- Start-up Businesses
- Business Buyout
Real Estate
Loans
SBA 504 loans are available to provide up
to 90% financing for real estate loans.
- Purchase of existing facility and improvements
- Purchase of new facility and improvements
- Purchase of land and construct new facility
- Refinancing facility's existing debt
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PWSB offers terms and repayment schedules
that can be a comfortable fit for the financial resources of the
business. This type of loan works well for capital purchases of
equipment, vehicles, and other fixed assets to help the business
grow or become more efficient.
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PWSB can establish a line of credit
to assist your business through the seasonal or cyclical needs of
your operation. This line of credit can give the business the extra
working capital required on a short tem basis with minimal paper
work.
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PWSB provides financing for construction
of commercial and industrial buildings, multi-family housing, and
residential development. Please contact us when starting your project.
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PWSB can provide a variety of alternatives
for financing your real estate project. Please contact a commercial
lender to discuss your real estate lending needs for expanding your
current facility or purchasing and/or building a new location.
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PWSB can provide Letters of Credit
to assist with expanding your international business opportunities.
Call a commercial lender for more details about how this can increase
your business.
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PWSB offers Business VISA cards
and lines of credit for your business convenience. An application
can be obtained by calling the bank or e-mailing us. The bank also
offers merchant processing services for accepting credit cards as
payments. Please contact us for more information as to how this
service can help your business.
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The Port Washington State Bank offers
a program that can put your business on a cash basis with your customers
- even when you extend credit to them. This program, called Business
Manager, provides companies with immediate cash for their outstanding
accounts receivables. This can give a company the opportunity to:
- Bridge the gap between payables and receivables
- Reinvest in your business by increasing inventory
to support additional sales
- Take advantage of prompt payment discounts offered
by supplies
- Offer flexible customer payment terms, resulting
in increased sales
For additional details please see the Business
Manager website or call us at 1-800-550-9435.
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| Additional
Websites That May Be Of Assistance |
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