| December
31, 2010 |
| ASSETS |
$ |
(000) |
| Cash and Due from Banks |
$ |
29,216 |
| U.S. Securities & Agencies |
|
40,364 |
| Municipal Securities |
|
34,205 |
| Other Investments |
|
3,049
|
| Federal Funds Sold |
|
7,887 |
| Loans |
|
249,307 |
| Bank Premises & Equipment |
|
1,194 |
| Other Real Estate Owned |
|
6,436 |
| Intangible Assets |
|
4,307 |
| Other Assets |
|
15,334 |
| TOTAL ASSETS |
$ |
391,299 |
| |
|
|
| LIABILITIES |
|
|
| Non-Interest Bearing Deposits |
$ |
47,640 |
| Interest Bearing Deposits |
|
303,107 |
| TOTAL DEPOSITS |
$ |
350,747 |
| |
|
|
| Other Borrowings |
$ |
4,000 |
| Other Liabilities |
$ |
3,212 |
| |
|
|
| EQUITY CAPITAL |
|
|
| Common Stock |
$ |
600 |
| Surplus |
|
15,850 |
| Retained Earnings |
|
16,890 |
| Total Capital |
$ |
33,340 |
| |
|
|
| TOTAL LIABILITIES |
$ |
391,299 |
